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	<title>The Saving Guy</title>
	<atom:link href="http://www.thesavingsinvestor.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesavingsinvestor.com</link>
	<description>Just my finance blog</description>
	<lastBuildDate>Sat, 19 May 2012 04:51:19 +0000</lastBuildDate>
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		<title>Factors affecting insurance premium for motorbikes</title>
		<link>http://www.thesavingsinvestor.com/factors-affecting-insurance-premium-for-motorbikes/</link>
		<comments>http://www.thesavingsinvestor.com/factors-affecting-insurance-premium-for-motorbikes/#comments</comments>
		<pubDate>Sat, 19 May 2012 04:51:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/factors-affecting-insurance-premium-for-motorbikes/</guid>
		<description><![CDATA[There are cars that are considered to be high risk by car insurance companies. Sports cars for example, can travel at very high spend, making the driver prone to accidents such as car crash and collisions. But it is not just cars that are considered high risk by insurance companies. Even motorbikes are said to [...]]]></description>
			<content:encoded><![CDATA[<p class="yiv842297712MsoNormal"><span style="font-size: 14.0pt; line-height: 115%;">There are cars that are considered to be high risk by car insurance companies. Sports cars for example, can travel at very high spend, making the driver prone to accidents such as car crash and collisions. But it is not just cars that are considered high risk by insurance companies. Even motorbikes are said to be on the same category. So, how what factors influence the calculation for the premium of big bikes?&nbsp; The size of the vehicles normally influences the price of the policy. Motor bikes with larger engines are much harder to maneuver and are prone to rollover or skidding.&nbsp; Therefore, there can be an increase in premium because it also increases the liability of the insurance company. </span></p>
<p class="yiv842297712MsoNormal"><span style="font-size: 14.0pt; line-height: 115%;">&nbsp;</span></p>
<p class="yiv842297712MsoNormal"><span style="font-size: 14.0pt; line-height: 115%;">Motorbikes are easier to steal than cars. This is probably due to the fact that the controls are exposed. Motorbikes are hot items in areas where crime rate is high. The place where the motor bike is parked and where it is located also has an impact in the computation of <a href="http://www.carinsurance.org.uk"><strong><em>motorbike insurance</em></strong></a>.&nbsp; Some motorbikes are used by owners to go to work. This also increases the premium rate because the vehicle will be exposed to the road at peak hours when the traffic is tight.&nbsp;&nbsp; <br /></span></p>
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		<title>Ask what your claim is worth</title>
		<link>http://www.thesavingsinvestor.com/ask-what-your-claim-is-worth/</link>
		<comments>http://www.thesavingsinvestor.com/ask-what-your-claim-is-worth/#comments</comments>
		<pubDate>Mon, 07 May 2012 17:48:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[injury,claims]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/ask-what-your-claim-is-worth/</guid>
		<description><![CDATA[Injuries happen all the time and a lot more often than you might think.&#160; Someone who was injured in an accident that they did not cause will want to speak with an injury claims solicitor and one of their first questions will be, what is my claim worth?&#160;&#160; This is a common question because being [...]]]></description>
			<content:encoded><![CDATA[<p>Injuries happen all the time and a lot more often than you might think.&nbsp;  Someone who was injured in an accident that they did not cause will  want to speak with an injury claims solicitor and one of their first  questions will be, what is my claim worth?&nbsp;&nbsp; This is a common question  because being the victim of an accident entitles that person to  compensation and so they will certainly ask that question.</p>
<p>The compensation money is for your pain and suffering and is needed to  support families as those injured people are home healing and unable to  go to work.&nbsp; Only a personal injury claims solicitor can tell you  whether or not <a href="http://www.accidentclaims.org">your injury</a> qualifies for a compensation claim.&nbsp;</p>
<p>The amount your receive for your injury will not be the same as someone  else.&nbsp; There are various aspects that go into the calculations of each  injury claim so each case is then unique. If you ever find your self  injured in an accident that you did not cause, go first to a claims  solicitor who can answer all your questions and also let you know what  your case is worth.&nbsp; The legal process is not complex and your solicitor  will handle all the details.</p>
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		<title>The Marketing Communications Mix fot PSF</title>
		<link>http://www.thesavingsinvestor.com/the-marketing-communications-mix-fot-psf/</link>
		<comments>http://www.thesavingsinvestor.com/the-marketing-communications-mix-fot-psf/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 10:21:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[marketing]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/the-marketing-communications-mix-fot-psf/</guid>
		<description><![CDATA[Marketing communications is itself a mix of four essential elements:Advertising any form of non-personal communication about a profes-sional service firm and its service offerings that is sponsored by the firm or on the firm&#8217;s behalf. Personal selling personal communication with existing or prospective client(s) for the purpose of generating fees.Publicity non-personal communications regarding a firm [...]]]></description>
			<content:encoded><![CDATA[<p>Marketing communications is itself a mix of four essential elements:<br />Advertising any form of non-personal communication about a profes-sional service firm and its service offerings that is sponsored by the firm or on the firm&#8217;s behalf.</p>
<p>Personal selling personal communication with existing or prospective client(s) for the purpose of generating fees.<br />Publicity non-personal communications regarding a firm or its services that contain commercially significant views or favorable presentation in any media that is not sponsored by the firm or its agents.</p>
<p>Sales promotion any activity or material that is not advertising, publicity or personal selling that acts as an inducement to referral sources and/or directly to existing and potential clients.</p>
<p>These four communications mix elements comprise the professional service marketer&#8217;s armory for communicating with clients, potential clients and referral sources in order to directly or indirectly help create exchanges that may result in greater fee income for the firm.<br />For many years in both the USA and Europe the work on professional services marketing and the focus of most interest in the area centred upon advertising and its relevance, applicability and likely long-term impact upon the professions. Even after the relaxation of regulations<br />concerning some types of marketing communications vehicles and messages, some of these arguments surrounding advertising and the professions remain.</p>
<p>In considering the role that advertising can play in the business development activities of professional service firms, professionals themselves seem to take extreme and opposing views. Some profes-sionals, having viewed the importance of advertising in the marketing strategies of financial services companies and many other service businesses, take the view that advertising is an essential part of any marketing strategy and that advertising campaigns can effectively sell the service offerings of a PSF. Others have taken the view that advertising in the context of professional services can achieve very little, has no impact upon potential clients and is largely a waste of money. As with most such dichotomous arguments there are elements of validity in either argument with the truth lying somewhere in the middle. In the light of these extreme positions it is worth considering exactly what advertising can and cannot achieve in the context of professional services. Sarah write while watching <a href="http://www.allpro.ag/">NFL lines</a> about business and sports.</p>
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		<title>Leave Your PPI to the Experts</title>
		<link>http://www.thesavingsinvestor.com/leave-your-ppi-to-the-experts/</link>
		<comments>http://www.thesavingsinvestor.com/leave-your-ppi-to-the-experts/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 02:44:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[file claims]]></category>
		<category><![CDATA[misselling]]></category>
		<category><![CDATA[missold]]></category>
		<category><![CDATA[payment insurance]]></category>
		<category><![CDATA[payment protection]]></category>
		<category><![CDATA[ppi claims]]></category>
		<category><![CDATA[ppi policy]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/leave-your-ppi-to-the-experts/</guid>
		<description><![CDATA[During the last decade, banks and other financial institutions were guilty of widespread mis-selling of PPI policies to millions of UK residents. Regardless of the root cause of this scandal, the fact is that mis-selling did occur. Lenders added coverage to loans without the consumer’s knowledge and coerced applicants into purchasing coverage as a condition [...]]]></description>
			<content:encoded><![CDATA[<p>During the last decade, banks and other financial institutions were guilty of widespread mis-selling of PPI policies to millions of UK residents. Regardless of the root cause of this scandal, the fact is that mis-selling did occur. Lenders added coverage to loans without the consumer’s knowledge and coerced applicants into purchasing coverage as a condition of loan approval.</p>
<p>Once your suspicion that your lender mis sold you a payment protection insurance (PPI) policy has been confirmed, you may uncertain what your next step should be. You’ve read about people filing PPI claims against their lenders and recovering the money spent on policy premiums. But should you file claims? And if you do, should you handle the filing on your own or seek help from an expert?</p>
<p>In order to have the best chance of having your PPI claim settled quickly and favorably, it is advisable to seek <strong><a href="http://www.ppiclaims.org.uk">expert help</a></strong>. Filing claims with the assistance of a solicitor or experienced claims agency typically results in a quicker decision and increases the likelihood of repayment and the amount of that repayment.</p>
<p>If you were mis-sold PPI coverage by your lender, it is to your advantage to seek out assistance in filing PPI claims against them. Visit ppiclaims.org.uk for an easy to follow overview of the process.</p>
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		<title>Beware and Be Wary Around PPI</title>
		<link>http://www.thesavingsinvestor.com/beware-and-be-wary-around-ppi/</link>
		<comments>http://www.thesavingsinvestor.com/beware-and-be-wary-around-ppi/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 19:55:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[file claims]]></category>
		<category><![CDATA[misselling]]></category>
		<category><![CDATA[missold]]></category>
		<category><![CDATA[payment insurance]]></category>
		<category><![CDATA[payment protection]]></category>
		<category><![CDATA[ppi claims]]></category>
		<category><![CDATA[ppi policy]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/beware-and-be-wary-around-ppi/</guid>
		<description><![CDATA[With all of the PPI mis-selling scandals surrounding the unscrupulous sales practices of lenders and other financial institutions used, you may have the impression that no one should be purchasing this coverage. That is simply not accurate. The source of the scandal is not with payment protection insurance coverage as an insurance product. PPI can [...]]]></description>
			<content:encoded><![CDATA[<p>With all of the PPI mis-selling scandals surrounding the unscrupulous sales practices of lenders and other financial institutions used, you may have the impression that no one should be purchasing this coverage. That is simply not accurate.</p>
<p>The source of the scandal is not with payment protection insurance coverage as an insurance product. PPI can be very beneficial, offering financial stability in times of unforeseen difficulties. When purchased as coverage on a loan or line of credit, a PPI policy can be enacted if a loss of income due to sickness, accident or involuntary employment occurred. The policy would make funds available to cover the loan payments until the policy holder was able to resume responsibility.</p>
<p>PPI mis-selling has been a widespread problem in the financial community and must be carefully guarded against by potential purchasers of PPI coverage. You can avoid unscrupulous sales practices by researching lenders and insurance providers, working only with those who have a proven track record of ethical business practices and trustworthiness.</p>
<p>If you were one of the millions of victims of PPI mis-selling, there are avenues available to you to seek reimbursement for the costs of your premiums. Solicitors and experienced claims agencies offer assistance in the filing of <strong><a href="http://www.ppiclaims.org.uk">PPI claims</a></strong> against your lender.</p>
<p>&nbsp;</p>
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		<title>The internet advantage</title>
		<link>http://www.thesavingsinvestor.com/the-internet-advantage/</link>
		<comments>http://www.thesavingsinvestor.com/the-internet-advantage/#comments</comments>
		<pubDate>Mon, 05 Mar 2012 14:06:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cash]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loan Approval]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/the-internet-advantage/</guid>
		<description><![CDATA[When the concept of payday loans first began, they could be accessed from the employer&#8217;s office, and then just after or during work hours. If the accountant had gone home, too bad, you had to wait until the next day to ask again. Thankfully the internet has revolutionized all that. Accessing payday loans is no [...]]]></description>
			<content:encoded><![CDATA[<p>When the concept of payday loans first began, they <a href="http://www.instantpaydayloans.org.uk">could be accessed</a> from the employer&rsquo;s office, and then just after or during work hours. If the accountant had gone home, too bad, you had to wait until the next day to ask again. Thankfully the internet has revolutionized all that. Accessing payday loans is no longer dependant on place or time. This in turn has given an impressive flexibility dimension to the whole concept of online payday loans.</p>
<p>&nbsp;</p>
<p>Payday loan applications from anywhere</p>
<p>&nbsp;</p>
<p>The idea of payday loans is to help people out when they are faced with a cash crunch out of the blue. If the expense was expected, they would have made attempts to handle it by putting aside a little something to meet the bill. The suddenness of the situation asks for a quick solution. You can apply for a cash loan even at 3 am at night or at 3 pm on a Sunday afternoon. Apply for anywhere in the world and you will get it!</p>
<p>&nbsp;</p>
<p>Electronic transactions all the way</p>
<p>&nbsp;</p>
<p>Say you are in Mexico. Back home, your mother needs some money urgently. You could apply for a payday loan online. This amount will get electronically deposited in your account. Once it is in, you can always wire it to your mother &ndash; all online. The important thing is getting the payday loan irrespective of where you happen to be.</p>
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		<title>Explore Your Options for Relaxing in a Hot Tub</title>
		<link>http://www.thesavingsinvestor.com/explore-your-options-for-relaxing-in-a-hot-tub/</link>
		<comments>http://www.thesavingsinvestor.com/explore-your-options-for-relaxing-in-a-hot-tub/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 23:29:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[hot tubs leicester]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/explore-your-options-for-relaxing-in-a-hot-tub/</guid>
		<description><![CDATA[Do you wish that you could come home every evening and relax in your hot tub? Do you feel that it is impossible to have a hot tub in your home because of no room or the lack of funds? If having a hot tub is something that you have always dreamed about, than you [...]]]></description>
			<content:encoded><![CDATA[<p>Do you wish that you could come home every evening and relax in your hot tub? Do you feel that it is impossible to have a hot tub in your home because of no room or the lack of funds? If having a hot tub is something that you have always dreamed about, than you need to inquire what your options are for having a hot tub at your home by checking out <a href="http://www.thehottubcompany.com">hot tubs Leicester</a>.&nbsp;</p>
<p>Hot tubs Leicester can offer you many different types of hot tubs. You have your larger self contained hot tubs that have all components within the hot tub unit, the non self-contained which is normally the type of hot tub that you see attached to a pool, and then you even have another option which is the portable hot tub.&nbsp;</p>
<p>These are just a few of your options. A place that specializes in the sales and services of hot tubs can better let you know what your options are. Check out local hot tub specialty stores in your area today to see what hot tub can fit your budget and your needs. Financing may be available for you, so don not automatically assume that you can&rsquo;t afford one. Consider exploring your hot tub options today.&nbsp;</p>
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		<title>A Franking Machines Maximises Efficiency</title>
		<link>http://www.thesavingsinvestor.com/a-franking-machines-maximises-efficiency/</link>
		<comments>http://www.thesavingsinvestor.com/a-franking-machines-maximises-efficiency/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 12:31:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Franking Machine]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/a-franking-machines-maximises-efficiency/</guid>
		<description><![CDATA[Many firms need to rely on the local post to ensure their business is a smashing success, and a franking machine is the choicest way to maximise efficiency and reduce overhead. These will automatically weigh the envelopes and ensure the postage is in the proper amounts. Organisations save lots of money each day when they [...]]]></description>
			<content:encoded><![CDATA[<p>Many firms need to rely on the local post to ensure their business is a smashing success, and a <a href="http://www.mailcoms.co.uk/franking-machines.html">franking machine</a> is the choicest way to maximise efficiency and reduce overhead. These will automatically weigh the envelopes and ensure the postage is in the proper amounts. Organisations save lots of money each day when they rely on the use of these products to provide them with their postage needs. They can be directly tied in to the postage provider, and this eliminates the need to visit the post daily or weekly. This makes the entire enterprise more efficient and can save valuable time for clerical workers.</p>
<p>Office staff will also be able to increase their efficiency, as these machines will quickly provide the necessary postage and eliminate the need for clerical workers to do this task. Machines are designed for any sized organisation, and this ensures that a company can get the product that is needed for their firm. Customer service staff is readily available to provide their clients with the support that is needed for them to maximise their machines, and this is the smart way to ensure success. Computers are the wave of the future, and these machines are compatible with most operating systems and will eliminate the paperwork redundancy that is found in a business.</p>
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		<title>Before You Start Planning for Retirement</title>
		<link>http://www.thesavingsinvestor.com/before-you-start-planning-for-retirement/</link>
		<comments>http://www.thesavingsinvestor.com/before-you-start-planning-for-retirement/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 08:17:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/before-you-start-planning-for-retirement/</guid>
		<description><![CDATA[Although most of you still think that retirement planning is a delicate and complicated process to deal with, the process of planning for a better retirement is now simpler than ever. In order to make the entire process much more beneficial and easier to go through, you need to prepare yourself accordingly. There are a [...]]]></description>
			<content:encoded><![CDATA[<p>Although most of you still think that retirement planning is a delicate and complicated process to deal with, the process of planning for a better retirement is now simpler than ever. In order to make the entire process much more beneficial and easier to go through, you need to prepare yourself accordingly. There are a few <a href="http://www.retirementplanning.net/">things to prepare before you start planning for retirement</a>, and we are going to discuss them in this article.     First of all, learn more about retirement planning and several aspects associated with the process. You can find tons of online resource centers &ndash; such as the one you are reading right now &ndash; and websites that focus on retirement planning, so learning more about the steps to take and the necessary details to consider shouldn&rsquo;t be difficult at all.     Next, start by assessing your current financial state. Determine your net worth through careful asset evaluation and continue by taking into considerations large debts and regular payments you need to cope with. It is also necessary to assess your sources and amounts of income; prioritize them based on frequency and regularity so that you can plan a better financial future accordingly.</p>
<p>The next thing you need to do is set aside a portion of your wealth for investments. If you already have some savings in place, you can start comparing investment opportunities right away. If you are just getting started and you don&rsquo;t have savings in hand, then you need to start setting aside a portion of your income and gradually build substantial savings along the way.     Retirement planning is particularly easy because you can also rely on experienced financial planners to help you every step of the way. If you are not sure about how to invest your money, for example, <a href="http://www.retirementplanning.net/kentucky.html">you should consider contacting a Kentucky retirement planner</a> or a financial advisor to get added resources and advice.     The difficult part is getting started, but once you have completed these steps we just discussed in this article the rest will be downhill. Before you know it, you are actually earning a lot of residual revenue, gradually building wealth, and achieving the dream retirement you are aiming for.</p>
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		<title>E-Learning Is The Up and Coming Method</title>
		<link>http://www.thesavingsinvestor.com/e-learning-is-the-up-and-coming-method/</link>
		<comments>http://www.thesavingsinvestor.com/e-learning-is-the-up-and-coming-method/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 13:28:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[E-Learning]]></category>

		<guid isPermaLink="false">http://www.thesavingsinvestor.com/e-learning-is-the-up-and-coming-method/</guid>
		<description><![CDATA[E-learning is described as electronic learning or teaching and it is provided through computer based learning and web based learning. It is delivered through the internet or through compact disks and can either be self paced or instructor taught. E-Learning has been used in public education for many years now in preparation for tests like [...]]]></description>
			<content:encoded><![CDATA[<p>E-learning is described as electronic learning or teaching and it is  provided through computer based learning and web based learning. It is  delivered through the internet or through compact disks and can either  be self paced or instructor taught. E-Learning has been used in public  education for many years now in preparation for tests like the FCAT and  SAT&#8217;s. Also, there are students with disabilities and illnesses that  complete their public education online through self paced E-learning.  These students are required to learn the normal curriculum and they have  homework just like normal students but they can do it all from their  home.</p>
<p><a href="http://www.thensmc.com"></a><a href="http://www.thensmc.com">Social marketing courses</a> are also used today in College, students can take some of  their required courses online and they are usually self paced so you can  go as fast or slow as you choose. Also, you can get a whole degree  online without having to step foot in a classroom using E-learning  courses depending on which degree you are studying for.</p>
<p>Also, a lot of companies are switching to E-learning classes for  training new employees. This is true especially because a lot of  companies are now allowing people to work home based jobs to save costs  on things like health and dental insurance. E-learning is an up and  coming method of education and since it is already used in public  education, college, and is being introduced into the work environment  you can expect it to most likely be the main way that we all learn in  the future.</p>
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